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  • Calculators
    • Payment Amortization
    • Rent vs Own
    • Annual Percentage Rate
    • Debt Consolidation
    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
    • Tax Savings
  • Lead generation

Home Purchase 

Your dream home is one step closer when you get your mortgage with Wanigas.  We have competitive rates and a variety of mortgage programs to suit any homebuyer's needs! 

We offer:

  • Low Interest Rates

  • Free Pre-Approval

  • 10-30 Year Fixed Rate Conventional Mortgages

  • We lend on Single Family Homes, Condominiums, Manufactured, Duplex , 1-4 Family Homes and Vacant Land

  • Mortgages on Primary and Second Homes  

Wanigas' Exclusive 
First Time Home Buyer Program

Home Ready Program

Down Payment Assistance


Refinance Break-Even Point Calculator

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Home Refinance

Looking to utilize that equity in your home?  How about refinancing to lower your monthly payment or remove mortgage insurance?  At Wanigas we have a refinance option to suit every need!  Pair that with our low rates and member promotions and you will be on the road to financial freedom. 

Reasons to Refinance:

  • Lower Interest Rate

  • Remove Mortgage Insurance

  • Home Improvement

  • Consolidate Debt

  • Payoff Student Loans

  • Obtain Cash Out


Home Equity Loans and Lines-of-Credit

 

We offer 10 and 15 year Fixed Rate Home Equity Loans and Variable Rate Lines-of-Credit. 

Click Here and then choose 'Refinance a home' to Apply for a Fixed Rate Home Equity Loan
Click Here and then choose 'Home Equity line of credit' to Apply for a HELOC Loan

FHA, VA and Rural Development Loans

We offer low and no down payment options through our preferred partner.  


Equal Housing Opportunity. Insured by NCUA. Financial Plus Credit Union - NMLS License #586579
 

FAIR LENDER     |     FAIR HOUSING   |     HOME MORTGAGE DISCLOSURE ACT    |  PRIVACY POLICY

 

E-mail: wmortgages@myfpcu.com

 

Equal Housing Opportunity. Insured by NCUA. Financial Plus Credit Union - NMLS License #586579
 

FAIR LENDER     |     FAIR HOUSING   |     HOME MORTGAGE DISCLOSURE ACT    |  PRIVACY POLICY